BLOG

22

Mar2019
Four Tips to Remember When Recovering from Bankruptcy: Brought to You by Labiak Law   No one wants to go through bankruptcy, let alone filing Chapter 11. However, sometimes the situation calls for it to happen. The first thing you should do is consider hiring a Visalia Bankruptcy lawyer who works ... Read More

01

Mar2019
The negative aspects of bankruptcy have been well chronicled. Yes, the individual will suffer damage to their credit score. Yes, they may lose some assets. And yes, they might have difficulty getting credit in the immediate future. However, none of those issues are permanent. In fact, filing bankruptcy ... Read More

12

Feb2019
One of the hardest financial decisions a person must make is whether to file for bankruptcy. For many people, if they are thinking about this overwhelming decision, their main worry is whether they will be able to keep their largest, most important investment: their home. Although it is ... Read More

05

Feb2019
Debt consolidation and bankruptcy are both procedures that can help you eliminate debt you cannot pay. However, they work in different ways. You can file for bankruptcy while paying off a debt consolidation loan, but certain circumstances may mean the consolidation loan isn't taken care of in the ... Read More

28

Jan2019
Imagine you are a business owner operating in several companies. What happens if you, as a debtor or one of the debtor's claimants, involve claims or assets that exist in more than one country? In the United States, the Bankruptcy Code governs the ultimate form of debt relief. ... Read More

21

Jan2019
Student loan debt is a major concern for today's students and recent graduates. With the cost of higher education rising, more students are financing their future by taking out privately funded and publicly-backed student loans. In fact, the US has around 44 million people with student loan debt. ... Read More

15

Jan2019
The Constitution of the United States charges Congress with the establishment of uniform bankruptcy laws. Although the legislative branch made several efforts in the first 100 years of its existence, those measures were seen as insufficient and were consequently short-lived. By the end of the 19th century, however, ... Read More

10

Feb2016
Are you someone who is tired of creditor calls? Are you covered in debt up to the brim? Well, you’re not alone. There are tens of thousands out there who are battling to sustain through economic crisis with ‘filing Bankruptcy’ as the only option left to them. That being said, Chapter 7 bankruptcy ... Read More

29

Sep2015
Your business is in financial trouble. You can’t pay your debts. How do you figure out whether bankruptcy is necessary or helpful for your situation? If you want help knowing if it’s time for you to talk to a lawyer, here are a few questions to ask ... Read More

25

Sep2015
Civil law can apply to many types of cases such as medical malpractice, personal injury and bankruptcy. These types of cases many times have things in common and have cross-over relationships. Bankruptcies usually occur because of three kinds of misfortunes, having medical problems, the loss of a job ... Read More

18

Sep2015
By: Scott Jenkins September 17, 2015 Civil law codes are referred too when there are disputes between parties about contracts, real estate, family law and bankruptcy along with many other types of cases. The codification of civil law pertains to grievances between individual allowing the court system to resolve disputes by ... Read More

18

Feb2015
When you file a Chapter 7, Chapter 13, or any bankruptcy, the protection of the automatic stay kicks in. This is a code sections that causes all collection action to cease. This also causes any companies with notice to cease automatic withdrawals from your accounts. This means if you have your ... Read More

09

Feb2015
A common question that is asked in people trying to avoid bankruptcy is an inquiry about a debt consolidation loan or a signature loan or a home equity loan or some type of loan that if they just had one easy payment, the mess one go away and they could ... Read More

12

Dec2014
Last time we covered bankruptcy before the divorce. This article will focus on filing that Chapter 7 or Chapter 13 Bankruptcy after the divorce. Advantages to filing after the divorce: Advantages: Two sets of exemptions. These means each individual can protect over 31,000 of cars/assets or $75,000 of home equity. Get the divorce over ... Read More

12

Dec2014
Unfortunately, money problems can lead to a divorce. Money problems also lead to Chapter 7 and Chapter 13 Bankruptcy filings. Often times, divorce and bankruptcy are sought at the same time. It is rarely a good idea to do them both at the same time. So here are so things ... Read More

20

Oct2014
Despite the common knowledge to the contrary, it is possible to reduce or eliminate your student loan debt in a Chapter 7 or Chapter 13 Bankruptcy in Fresno. First off, to discharge these debts, you must file an adversarial proceeding. For most debts, such as credit cards or ... Read More

02

Oct2014
by Stephen Labiak, Attorney at Law After how much does it cost to file a Chapter 7 Bankruptcy, the next question is how long is it going to take in Hanford. While every case is different, this is a general time line. -Before you file:   This may range from mere minutes in ... Read More

09

Sep2014
When you file a Chapter 7 bankruptcy in Visalia, or any bankruptcy for that matter, one of the factors to determine if you will have to surrender some of your possessions is if they have any value. So what is the trustee looking for and how do you ... Read More

03

Sep2014
If you are considering chapter 13 bankruptcy in Fresno, this means more likely than not you are facing numerous contacts from creditors.  This is usually done by a direct phone call or through a letter.  Understand they have one job:  get money from you. They are good at ... Read More

25

Aug2014
When people say Bankruptcy, they usually mean a Chapter 7 Bankruptcy.  Chapter 7 just refers to a section of the legal code that deals with the different types of bankruptcy.  For short hand purposes is also called liquidation.  You basically put all your assets in one pile, your ... Read More

18

Aug2014
For whatever reason, you are thinking about bankruptcy assistance for Chapter 7 or Chapter 13, covering about 99% of the people out there, is in your future.  Here are some tips to save you some pain and to avoid wasting money. DO: Save up a little bit of money (at ... Read More

08

Aug2014
There are several reasons people file bankruptcy.  The usual reasons people cite are medical bills and job loss.  These are what you will see when people are looking to score political points or argue for this or that new law or regulation.  However, what I think these studies ... Read More

Contact Us

Your Name (required)

Your Email (required)

Subject

Your Message